Twelve points Blog

2015 Market Outlook

“We are at a wonderful ball where the champagne sparkles in every glass, and soft laughter falls upon the summer air, we know at some moment the black horsemen will come shattering through the terrace doors, wreaking vengeance and scattering the survivors

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Trust – A Fleeting Trait on Wall St

Webster’s dictionary defines trust as “belief that someone or something is reliable, good, honest or effective.” Those are the very qualities we seek in people we call friends, employees we hire, companies we want to work for and especially those with whom

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