Twelve points Webinars

Panic selling and fear of missing out are opposite sides of the same behavioral bias, the herding bias, which is the most powerful of all in behavioral finance. We saw the first emerge in February and March of 2020, but then moved to euphoria and even bubbles in pockets of the markets three years later.

Cash is king was quickly followed by cash is trash. These biases among many others are addressed in the Covid-19 version of our Behavioral Finance presentation. It contains Covid-19 references that tie into our humanness and how that can hurt our investment returns. What are the options? Check out the presentation to find out.

Learn strategies to minimize your contribution to the government as we explore these topics:

• Paycheck Savings
• Job Changes
• Equity Compensation
• Charitable Donation
• Family Changes
• Looking Ahead: Upcoming 2026 Tax Changes

It’s All in the Planning

It’s not easy to plan for the possibility of debilitating illness or death. But by thinking about your desires, making good plans, sharing them with your loved ones, and reviewing and updating them each year, you can take comfort in the fact that your family will be provided for as well as possible.

Taking the Prudent Course

The strategies you put in place over the years can make all the difference to your lifestyle. But these plans and preparations will also be a comfort and support to your family should something unexpected happen.

Make it a point to meet soon with your financial advisor and/or family members to go over your financial situation, and to discuss your desires and plans in the event of an unexpected illness or death.

Join us for a webinar with the Medicare Rights Center as they run through the Medicare process. You will hear an overview of the program, details of the enrollment process, and strategies for coordinating Medicare benefits with other forms of insurance.

The Managing My Money workshop will help you identify three core components of money management: a sound budget, building (or rebuilding) your emergency savings fund, and getting control over prioritizing your debt.

Join us for a webinar focused on the financial planning side of the college journey. We’ll explore how to approach college planning with a strong financial strategy, including understanding tuition costs, financial aid options, scholarships, and the FAFSA process. Learn how to create a personalized college savings plan, manage college expenses, and avoiding/minimizing student loan debt. We’ll also discuss strategies for maximizing your financial aid opportunities and making smart financial decisions when selecting a college. Whether you’re planning for your student’s future or navigating the process now, this webinar will provide the tools you need to make informed, financially savvy choices throughout the college planning process.

Master the basics of Bitcoin, crypto, and blockchain — your guide to the future of digital wealth.

• General Guidelines & Case Studies
• Budgeting
• Emergency Funds
• Retirement Savings
• Insurance
• Goals (Long-Term & Short-Term)
• Wills & Trusts
• Health Care Planning

In this session we will dive into the most recent cyber security trends that you and your family need to be aware of to stay safe through the holiday season. BlackCloak’s team will provide insight on recent scams, signs to look for, and recommended preventative measures that you can put in place to advise your family’s cyber hygiene. This seminar will help participants demystify cyber-crime and better protect their family.

This month we look at the legal documents to keep you and your family safe and sound. We’ll dive into:

• Estate Plan
• Living Trust
• Will
• Durable/ Nondurable/ Special or Limited/ Springing/Medical Power of Attorney
• Advance Medical Directive
• Kids’ Protection Plan

We will walk through the majors pits and peaks of this fiscal year, while focusing specifically on:

• Market Returns
• Sectors and Assets Which Appear Overvalued/Undervalued
• Trends We See Developing
• How to protect yourself in 2026