Twelve points Webinars

Hope for the best, but prepare for the worst with these topics:

• Term vs. Permanent Insurance
• Factors Affecting Cost
• Disability Insurance
• Tax Advantages of Insurance

The inflationary environment we find ourselves in today is a radical change from the deflationary environment we have been in over the last 30+ years.

Join this webinar for a conversation on how inflation may affect your family and day-today life, as well as your investments.

Learn strategies to minimize your contribution to the government as we explore these topics:

• Paycheck Savings
• Job Changes
• Equity Compensation
• Charitable Donations
• Family Changes
• Investment Tax Considerations

Buying and selling real estate is one of the most confusing and multi-pronged undertakings you’ll ever be involved with. We break it down for you for you with easy-to-understand discussions of:

• Credit Scores & Affordability
• Down Payments & Close Costs
• Mortgage Process & Home Inspections
• Timing
• Working With a Real Estate Agent
• Buying vs. Renting

This month we will discuss strategies around Gifting, Trusts, and Estates. These topics are especially important due to recent changes in legislation.

Trying to navigate and maximize the benefits you are offered through your employer can be challenging, but extremely important. This month’s webinar will aim to help you sort through the “Alphabet Soup” of benefits you may have available to you:

• 401(k) / 403(b)
• Health Savings Accounts (HSA) / FSA
• Health / Dental Insurance
• RSUs / Stock Options

While these can be sensitive topics, they can be of upmost importance in your financial plan for the future:

• Caring for elderly parents/spouses
• Medicare planning
• Long-Term Care Insurance

Learn more about common insurance products that most have to deal with in their financial lives:

• Auto Insurance
• Home Insurance
• Renter’s Insurance
• Umbrella Insurance
• Life/Disability Insurance

• Budgeting
• Emergency Funds
• Retirement Savings
• Insurance
• Goals (Long-Term & Short-Term)
• Wills & Trusts
• Health Care Planning

Tips on how to assess and manage your outstanding student loans and other debt. How to balance saving for retirement or goals, while paying off debt.

• Student Debt Consolidation/Refinancing
• Payment Strategies
• Tools to Help
• Retirement Savings vs. Debt Payments

This month we look at the legal documents to keep you and your family safe and sound. We’ll dive into:

• Estate Plan
• Living Trust
• Will
• Durable/ Nondurable/ Special or Limited/ Springing/Medical Power of Attorney
• Advance Medical Directive
• Kids Protection Plan

We will walk through the majors pits and peaks of this fiscal year, while focusing specifically on:

• Market Returns
• Sectors and Assets Which Appear Overvalued/Undervalued
• Trends We See Developing
• How to protect yourself in 2021