Twelve points Webinars

Changes in your personal or work life and family status can affect your income and how you invest.

Saving for Retirement is More Important Today Than Ever Before

• Life Expectancy Increasing
• Social Security Uncertainties
• Employees Control Their Destiny
• Retirement Confidence on the Decline
• Changing Jobs
• Getting Married
• Having Children
• Estate Planning

Following the inauguration of a new administration, we will discuss new policy that has recently been passed along with proposed legislation that could impact your financial life.

• COVID-19 Stimulus Relief
• Health Care
• Student Loans
• Taxes
• Retirement

We invite you to join us on 3/18 for this unique webinar geared to help you unlock the value behind the Employee Retention Tax Credits.

Learn strategies to minimize your contribution to the government as we explore these topics:

• Paycheck Savings
• FSAs vs. HSAs
• Job Changes
• Charitable Donations
• Child-Care Reimbursements
• Avoiding the Marriage Tax
• Vacation Home vs. Rental

Twelve Points will be joined by Camila Inarra and Hellie Howard of Vault, a Student Loan Benefits Platform.

Vault is the first and most-trusted student loan benefits platform, providing innovative student loan benefit programs and support to over 1,750 clients and over 3 million employees.

Join us to learn more about Vault’s programs and how Vault’s conflict-free technology can improve employee recruiting and retention.

Buying and selling real estate is one of the most confusing and multi-pronged undertakings you’ll ever be involved with. We break it down for you with easy-to-understand discussions of:

• Credit Scores & Affordability
• Down Payments & Close Costs
• Mortgage Process & Home Inspections
• Timing
• Working With a Real Estate Agent
• Buying vs. Renting

We invite you to join an insightful conversation explaining why 100+ AM Law 200 Firms sponsor MRCB plans. Learn how aligning targeted returns to actual market performance allows for a wider range of acceptable outcomes – reducing contribution risk, distribution risk and investment risk. We will also discuss how simple it is to convert existing fixed-rate cash balance designs to MRCB designs. Please join us to learn more about expanding your tax deferral strategy and investment horizons!

This month we will discuss strategies for helping your high school student select target schools and how to cover the cost of education:

• Higher Education Plans: Everything from 529 plans to Coverdell ESA
• Financial Aid: FAFSA, MEFA, Federal/Private Loans
• Scholarships: those available while in high school and in college
• How to Stand Out: academics, athletic, arts, philanthropy

A well-conducted RFP will help retirement plan fiduciaries find the best service providers and also position them to respond to fiduciary breach claims. Conducting regular RFPs is part of a prudent fiduciary process. We will discusses the benefits of RFPs for service providers, and details the basic steps of conducting an ERISA RFP.

There are a lot of ways to save your hard-earned money and accomplish your financial goals. If you want your money to have the possibility of growing over time, you may want to consider investing your savings. Not familiar with investing? Don’t be intimidated, it’s not as complicated as it sounds.

• Types of Investments
• The Power of Compounding
• Risks vs. Reward
• Diversification / Asset Allocation
• Volatility
• Bull & Bear Markets

Understanding How Insurance Strategies Can Complement Your Retirement

Conversations and exercises to raise financial awareness for kids of all ages.

• Budgeting
• Emergency Funds
• Retirement Savings
• Insurance
• Goals (Long-Term & Short-Term)
• Wills & Trusts
• Health Care Planning

Social Security and Medicare are ever changing areas of retirement. Learn about what both look like now, and how they could change in the future. Also, learn about how Social Security and Medicare can work together in retirement.

• The Basics of Social Security and Medicare
• When to claim your Social Security?
• Managing Medicare Enrollment
• Cohesive Strategies with Social Security and Medicare

Bob spent several years in the U.S. Treasury Department and also was chief economist for the Senate Budget Committee. Bob analyzes potential changes to the direction of economic policy coming from Washington, DC, has a unique perspective on the political landscape, and provides an in-depth look at the U.S. economy.

This month we look at the legal documents to keep you and your family safe and sound. We’ll dive into:

• Estate Plan
• Living Trust
• Will
• Durable / Nondurable / Special or Limited / Springing / Medical Power of Attorney
• Advance Medical Directive
• Kids Protection Plan

We will walk through the major pits and peaks of this fiscal year, while focusing specifically on:

• Market Returns
• Sectors and Assets Which Appear Overvalued / Undervalued
• Trends we See Developing
• How to protect yourself in 2022