Twelve points Webinars

Building wealth is a lifelong journey, and as with life, there are stages to building wealth. This seminar walks participants through each stage, exploring actions they can take and missteps to avoid, helping them pursue wealth that may last a lifetime or beyond.

Things to consider for your personal finances now, and in the future, with a changing economy and new legislation:

• SECURE ACT 2.0
• Social Security Updates
• Inflation Rate

Learn strategies to minimize your contribution to the government as we explore these topics:

• Paycheck Savings
• Job Changes
• Equity Compensation
• Charitable Donations
• Family Changes
• Investment Tax Considerations

Many women are solely responsible for their finances or are a major breadwinner in their family. They are seeking advice and guidance more than ever before. This webinar serves to help female investors define what wealth means to them, learn how to make sense of the headlines today, and gain actionable steps to build their financial foundation.

Social Security claiming strategies are complex, and it can be easy for participants to make mistakes. This seminar reviews features of spousal benefits, recent changes to Social Security, and how to coordinate benefits with a spouse. We also discuss options available to participants who are widowed, divorced or have worked in a government position that did not pay into Social Security. The seminar provides you with answers to most Social Security questions.

Join Twelve Points’ Chief Investment Officer, Steve Bruno, to hear him answer questions live from participants of this seminar!

We encourage you submit any questions you want answered in advance of this webinar to greg@twelvepoints.com.

Steve Bruno comes to Twelve Points with over 35 years of institutional investment management experience in both the Public and Private Equity sectors of the market. During that time he has served in various leadership roles including Co-President, Senior Portfolio Manager and Chief Quantitative Strategist.

As a portfolio manager, he managed over $2.0B in both long-only and long-short equity portfolios. Most recently he was associated with a private equity investment advisory firm which advised on over $1.0 billion in resilient energy transactions during Mr. Bruno’s tenure. Prior to that he was President and Chief Investment Officer at an investment management firm he founded in early 2007. He received a B.A. in Economics and his M.B.A. in Finance from New York University and is a CFA Charterholder.

There are a lot of ways to save your hard-earned money and accomplish your financial goals. If you want your money to have the possibility of growing over time, you may want to consider investing your savings. Not familiar with investing? Don’t be intimidated, it’s not as complicated as it sounds.

• Types of Investments
• The Power of Compounding
• Risk vs. Reward
• Diversification / Asset Allocation
• Volatility
• Bull & Bear Markets

Tips for caring for your own finances first, while supporting aging parents and launching your children.

• Aging Parents & Financial Support
• Financial Independence for Children
• Third Act Planning – Becoming an Empty Nester

Investors’ thoughts and emotions affect investment decisions, often turning a well-intentioned investor into his or her own worst enemy. In this seminar, we highlight the two emotions, loss and greed, which underlie most of investors’ bad investing behavior. We also discuss the role advisors should play in helping investors become aware of their behavioral biases and put a plan in place to mitigate the impact they have on investors’ portfolios and goals.

• Budgeting
• Emergency Funds
• Retirement Savings
• Insurance
• Goals (Long-Term & Short-Term)
• Wills & Trusts
• Health Care Planning

Hope for the best, but prepare for the worst with these topics:

• Term vs. Permanent Insurance
• Factors Affecting Cost
• Disability Insurance
• Tax Advantages of Insurance

This month we look at the legal documents to keep you and your family safe and sound. We’ll dive into:

• Estate Plan
• Living Trust
• Will
• Durable/ Nondurable/ Special or Limited/ Springing/Medical Power of Attorney
• Advance Medical Directive
• Kids Protection Plan

We will walk through the majors pits and peaks of this fiscal year, while focusing specifically on:

• Market Returns
• Sectors and Assets Which Appear Overvalued/Undervalued
• Trends We See Developing
• How to protect yourself in 2024