Twelve points Webinars

Retirement. The word makes you envision sunsets, rounds of golf, and endless cups of coffee. But guess what: You might be sipping that coffee for potentially 25 years. What are you going to do with these extra decades? How will you make these years the best ones yet? Making your retirement fulfilling boils down to four key areas.

Panic selling and fear of missing out are opposite sides of the same behavioral bias, the herding bias, which is the most powerful of all in behavioral finance. We saw the first emerge in February and March of 2020, but then moved to euphoria and even bubbles in pockets of the markets three years later.

Cash is king was quickly followed by cash is trash. These biases among many others are addressed in the Covid-19 version of our Behavioral Finance presentation. It contains Covid-19 references that tie into our humanness and how that can hurt our investment returns. What are the options? Check out the presentation to find out.

Learn strategies to minimize your contribution to the government as we explore these topics:

• Paycheck Savings
• Job Changes
• Equity Compensation
• Charitable Donation
• Family Changes
• Looking Ahead: Upcoming 2026 Tax Changes

It’s All in the Planning

It’s not easy to plan for the possibility of debilitating illness or death. But by thinking about your desires, making good plans, sharing them with your loved ones, and reviewing and updating them each year, you can take comfort in the fact that your family will be provided for as well as possible.

Taking the Prudent Course

The strategies you put in place over the years can make all the difference to your lifestyle. But these plans and preparations will also be a comfort and support to your family should something unexpected happen.

Make it a point to meet soon with your financial advisor and/or family members to go over your financial situation, and to discuss your desires and plans in the event of an unexpected illness or death.

Join us for a webinar with the Medicare Rights Center as they run through the Medicare process. You will hear an overview of the program, details of the enrollment process, and strategies for coordinating Medicare benefits with other forms of insurance.

The Managing My Money workshop will help you identify three core components of money management: a sound budget, building (or rebuilding) your emergency savings fund, and getting control over prioritizing your debt.