Twelve points Blog

Keep Your Family Safe with These Essential Legal Documents

This month, we look at the legal documents to keep you and your family safe and sound. We’ll dive into estate planning topics such as living trusts, wills, the variations on power of attorney (durable, nondurable, special, limited, springing, and medical), advanced medical directives, and protection plans for children.

> Read More

Use This Template to Easily Budget Your Life

Budgeting helps to paint the big picture view of what your financial future will look like and how you can live within your means. By accounting for how much money you make and keeping track of how much you spend, you can have the peace of mind knowing that you won’t run into trouble

> Read More

A Step by Step Guide to Building Your Budget

Technology has allowed individuals to easily keep track of their finances down to the last penny, but you don’t have to track down every dollar to make a simple and helpful budget. Whether it is in a notebook, a spreadsheet or using an app

> Read More

12 Tips to Traverse the 2017 to 2018 Tax Transition

Since the passing of the Tax Cuts & Jobs Act, there have been a number of comprehensive articles summarizing the year over year changes. While these pieces are informative, they often lack clear calls to action – specific planning tips that should be considered under the new

> Read More

Strategies to Minimize Your Tax Contribution

Learn strategies to minimize your contribution to the government as we explore the topics of paycheck savings, FSAs vs. HSAs, job changes, charitable donations, child-care reimbursement, avoiding the marriage tax in a given year, and renting vacation homes vs. owning them.

> Read More

What to Do in Times of Market Volatility

On Friday, February 2nd The Dow closed down 666 points, or 2.5%. The sudden move came unexpectedly as inflation data came in slightly higher than expected. The following week the Dow continued its decline, at one point down 10% from the highs.

> Read More