Twelve points Blog

Tips for Strategic Giving

The end of the year is a great time to ensure that you are using the right tools and techniques to maximizing your annual gifting program to family and philanthropy. This month, we discuss the spectrum of gifting strategies, such as traditional or outright cash gifts, dealing with more complex assets, and gifting for families with young children. We also review the impact of charitable gifting on income taxes.

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Keep Your Family Safe with These Essential Legal Documents

This month, we look at the legal documents to keep you and your family safe and sound. We’ll dive into estate planning topics such as living trusts, wills, the variations on power of attorney (durable, nondurable, special, limited, springing, and medical), advanced medical directives, and protection plans for children.

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Organize Your Financial Life This Summer

This month we look into how to organize your finance records and cash flows, as well recovering important documents and unclaimed accounts. We dive into essential records: What are they, how long should they be kept, and where?

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Managing Your Finances as a Young Professional

Throughout college, every student has a different level of financial independence. Whether you are supported by family, a part-time job, student loans, or any combination of the three, after graduation and becoming a young professional, the safety net tends to disappear.

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