Twelve points Blog

Managing Your Finances as a Young Professional

Throughout college, every student has a different level of financial independence. Whether you are supported by family, a part-time job, student loans, or any combination of the three, after graduation and becoming a young professional, the safety net tends to disappear.

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How Rising Interest Rates Affect You

When you hear about the Federal Reserve it may be hard to imagine that their actions have a direct affect on you. The truth of the matter is that their policies, including those related to interest rates, are felt all the way down to the consumer level, for better or for worse.

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3 Things to Do When You Change Your Job or Career

When you’re navigating a career change, there are probably a million and one things on your mind. From financial to personal life, it can seem as though everything is getting turned on its side, so it’s important to have a process in place to keep your bearings.

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Millennials: Why Now is the Time to Invest

Before we start, there is something you should know: I, too, am a millennial, which means that I am in your shoes, At the beginning of my career, I struggled with balancing everyday expenses, student loans and saving for retirement.

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Finance Lessons for Your Teen

The current economic environment has caused many people to reconsider their personal finances and drastically change their spending and savings habits. Out of this economic malaise may come an opportunity to finally instill good habits in your teens that can carry them

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