Twelve points Blog
Whether you are in the early stages of building your retirement nest egg or you are lucky enough to have already accumulated a significant amount of assets in tax-preferential accounts, this could be a good time to consider having some of the funds located in after-tax or “Roth” accounts.
The end of the year is a great time to ensure that you are using the right tools and techniques to maximizing your annual gifting program to family and philanthropy. This month, we discuss the spectrum of gifting strategies, such as traditional or outright cash gifts, dealing with more complex assets, and gifting for families with young children. We also review the impact of charitable gifting on income taxes.
A recent CNBC article reveals just how concerned couples are about their student loan debt. The article 1 in 8 Divorces Is Caused by Student Loans is stunning and points out how these debts need to be talked about more seriously and more often.