Twelve points Blog
Get Educated About Your Retirement
It does not come as a surprise that the financial services industry is one of the least trusted industries in this country and often rightfully so. For decades Wall Street has churned portfolios and put their own needs in front of their clients, held only to a broad suitability standard.
How Millennials Balance College Debt & Retirement Savings
You’ve heard it many times before: college costs continue to increase while recent grads owe record high amounts in student loans. It truly is a balancing act to be able to pay off all your monthly expenses while still saving for retirement
Key Social Security Benefits Soon-To-Be Eliminated – Act Now
The clock is ticking on significant Social Security updates. On November 2nd of last year, President Obama signed a new budget bill (the Bipartisan Budget Act of 2015) that eliminated the “file and suspend” and the “restricted claim for spousal benefits only” claiming strategies
How a Portfolio Stress Test Helps Balance Investment Risk and Reward
Portfolio stress tests have gotten a lot of attention from the media lately. It’s hardly a new concept; every year, the Federal Reserve conducts a stress test of the thirty largest financial institutions to figure out how they’d react in the event of an extreme financial crisis.
Better Benefits for Millennials: More Companies Helping to Pay Off Student Loans
Millennials (people now in their 20s and early 30s), who outnumber Baby Boomers in the U.S., have been saddled with $1.2 trillion in student debt. According to a recent article in The Boston Globe, the average student debt in the U.S. has increased 60% from $18,000 to $27,000 since 2007.
Regulatory Compliance Education Benefits the Whole Team
I recently had the opportunity to attend the annual Regulatory Compliance Conference in Boca Raton, FL. In addition to bringing colleagues from both the Registered Investment Advisor (RIA) side and Broker-Dealer side of the financial services industry together
Categories
