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Not sure where to start? Read more about Twelve Points’ Suite of Services.
Not sure where to start? Read more about Twelve Points’ Suite of Services.
We are proud to announce that our very own Francesca Federico has been recognized by the National Association of Plan Advisors as one of the Top Women Advisors for 2020. Her talent and efforts earned her the level of “Captain”, one of only 50 to be recognized at this highest designation.
Throughout college, every student has a different level of financial independence. Whether you are supported by family, a part-time job, student loans, or any combination of the three, after graduation and becoming a young professional, the safety net tends to disappear.
In this webinar we tackle the finance topics posing road blocks specifically to young professionals including debt, saving and house buying. We’ll look at debt from student loans, auto loans, and mortgages; savings plans with 401(k), Roth/traditional IRA, compound interest, and budgeting; and renting vs. purchasing property.
Technology has allowed individuals to easily keep track of their finances down to the last penny, but you don’t have to track down every dollar to make a simple and helpful budget. Whether it is in a notebook, a spreadsheet or using an app
Buying and selling real estate is one of the most confusing and multi-pronged undertakings you’ll ever be involved with. Twelve Points breaks down the process for you with easy-to-understand discussions, including topics of credit scores, affordability,
As millennials, we have two tips we’d like to share with you regarding debt and savings. Let’s start with a tip on savings. If you have a 401(k) plan offered to you at work, absolutely start contributing to that immediately.
Home ownership can seem like a daunting task, and trying to figure out where to start can be overwhelming. In this post, we will talk about how to set yourself up for success on your search for a new home.
Sasha is a Certified Financial Planner ®, who participates in the CFP® Board’s WIN-to-WIN program, which is aimed at helping women interested in obtaining the CFP® certification.
When you hear about the Federal Reserve it may be hard to imagine that their actions have a direct affect on you. The truth of the matter is that their policies, including those related to interest rates, are felt all the way down to the consumer level, for better or for worse.
When you’re navigating a career change, there are probably a million and one things on your mind. From financial to personal life, it can seem as though everything is getting turned on its side, so it’s important to have a process in place to keep your bearings.
Millennials do things a little differently from the previous generation, and that includes their financial habits. Twelve Points Wealth Management has two quick tips to help Millennials make the right decisions.
Before we start, there is something you should know: I, too, am a millennial, which means that I am in your shoes, At the beginning of my career, I struggled with balancing everyday expenses, student loans and saving for retirement.
There’s been some talk during the current presidential campaign about making public colleges tuition-free. It makes a good soundbite but it’s not going to happen anytime soon. College tuition will remain the second largest personal expense after one’s home.
You’ve heard it many times before: college costs continue to increase while recent grads owe record high amounts in student loans. It truly is a balancing act to be able to pay off all your monthly expenses while still saving for retirement
Millennials (people now in their 20s and early 30s), who outnumber Baby Boomers in the U.S., have been saddled with $1.2 trillion in student debt. According to a recent article in The Boston Globe, the average student debt in the U.S. has increased 60% from $18,000 to $27,000 since 2007.
On a chilly night in early December, our Co-Founder and Principal Francesca Federico co-hosted the second event in the C-Suite Series with Tomorrow’s Women TODAY, a local non-profit organization dedicated to fostering women into leaders in our community
The current economic environment has caused many people to reconsider their personal finances and drastically change their spending and savings habits. Out of this economic malaise may come an opportunity to finally instill good habits in your teens that can carry them
Damon Mill Square
9 Pond Lane Suite 3A
Concord, Massachusetts
01742 United States
| Phone: | 978-318-9500 |
| Fax: | 978-318-9505 |
| Email: | info@twelvepoints.com |
