Twelve points Blog
Dave Clayman Awarded National Eagle Scout Association Outstanding Eagle Award
In early January 2017, the Twelve Points team had the distinct pleasure of watching co-founder and principal Dave Clayman receive the National Eagle Scout Association Outstanding Eagle Award (NOESA) at a recognition dinner in Burlington, MA.
Put Off 401(k) Contributions If You Want to Put Off Retirement
Retirement savings is important if we ever want to retire. As hard as it may be to believe, roughly 2 out of 5 Americans are not investing for their future. We believe the importance of saving in a retirement plan is more necessary than ever due to the decline in pensions, uncertainty
Market Bubbles Are Inevitable; Portfolio Bubbles Are Not
Individual investors can find many ways to lose money in the stock market, but the most frequent is their tendency to buy-high and sell-low. It’s human nature. We get more confident when things are going well, and we become cautious and fearful when they’re not.
Wealth Manager: More Than Just an Investment Manager
Most people know what a CPA does (prepare taxes, help clients minimize tax hit, etc.) or an estate planning attorney does (draft wills and trusts, create estate plans and administer the probate of estates) and they assume they know what a financial advisor does.
How to be Second Home Savvy: An Introduction
Few assets can bring a family together like a second home. Whether it is beachfront property on Cape Cod or a house on Lake Winnipesaukee, the second home is a source of tremendous joy for many families. Imagine all of the time spent at the beach, skiing or simply sitting
Millennials: Why Now is the Time to Invest
Before we start, there is something you should know: I, too, am a millennial, which means that I am in your shoes, At the beginning of my career, I struggled with balancing everyday expenses, student loans and saving for retirement.
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