Twelve points Blog
The Twelve Points Team Reflects on Four Years of Business
This June marked the fourth anniversary of Twelve Points’ founding. Over the years, we’ve helped countless families and individuals better understand and plan towards their financial goals, whether they be paying for college, buying a second home, or retiring early. Along the way,
Tariffs Are One Thing, Investment Is Another
The market has been shrugging off the escalation of the trade war until June 25, 2018, when the S&P 500 ended the day down 1.37% and the Nasdaq ended down 2.09%. Over the past several months,
Gauging the Economic Impact of Elections in Italy and Spain
Equity and debt markets had a wild swing after the election of new government leaders in Italy, while there was little to no reaction over Spain’s similar vote. The reason for this discrepancy is that across most of Spain’s popular parties, there has been no sentiment to abandon the Euro
Managing Your Finances as a Young Professional
Throughout college, every student has a different level of financial independence. Whether you are supported by family, a part-time job, student loans, or any combination of the three, after graduation and becoming a young professional, the safety net tends to disappear.
Earnings Begin to Show the Cracks in U.S. Equities
Intuitively, when a company beats earnings expectations, the share price should go up. Under performing expectations should see prices go down. And meeting expectations should keep prices relatively unchanged.
Finance Tips for Young Professionals
In this webinar we tackle the finance topics posing road blocks specifically to young professionals including debt, saving and house buying. We’ll look at debt from student loans, auto loans, and mortgages; savings plans with 401(k), Roth/traditional IRA, compound interest, and budgeting; and renting vs. purchasing property.