Twelve points Blog

Use This Template to Easily Budget Your Life
Budgeting helps to paint the big picture view of what your financial future will look like and how you can live within your means. By accounting for how much money you make and keeping track of how much you spend, you can have the peace of mind knowing that you won’t run into trouble

Organize Your Financial Life This Summer
This month we look into how to organize your finance records and cash flows, as well recovering important documents and unclaimed accounts. We dive into essential records: What are they, how long should they be kept, and where?

Your New Summer Project: Organizing Your Finances
Have you ever received a financial document that you just didn’t know what to do with? You can’t throw it away because, who knows, you could need it down the line at some point.

The Twelve Points Team Reflects on Four Years of Business
This June marked the fourth anniversary of Twelve Points’ founding. Over the years, we’ve helped countless families and individuals better understand and plan towards their financial goals, whether they be paying for college, buying a second home, or retiring early. Along the way,

Tariffs Are One Thing, Investment Is Another
The market has been shrugging off the escalation of the trade war until June 25, 2018, when the S&P 500 ended the day down 1.37% and the Nasdaq ended down 2.09%. Over the past several months,

Gauging the Economic Impact of Elections in Italy and Spain
Equity and debt markets had a wild swing after the election of new government leaders in Italy, while there was little to no reaction over Spain’s similar vote. The reason for this discrepancy is that across most of Spain’s popular parties, there has been no sentiment to abandon the Euro