Twelve points Blog

3 Tax Tips to Save Your Spring
Filing taxes can be an intimidating process and in the stress of it all, sometimes we can forget to do the obvious or skip over the basics, making it even harder on ourselves. If you file your own taxes the following three simple tips can save you time, headaches and even money in the long run.

3 Things to Do When You Change Your Job or Career
When you’re navigating a career change, there are probably a million and one things on your mind. From financial to personal life, it can seem as though everything is getting turned on its side, so it’s important to have a process in place to keep your bearings.

Don’t Let Your Previous Plan Become an Orphaned 401(k)
According to new federal projections, the typical American will make five to seven career changes before retirement. With each transition period, things like 401(k)s fall by the wayside and are often forgotten.

Are You Saving in the Right Retirement Account? Here’s How to Know.
The world of retirement accounts is crowded. Do you know the difference between a 401(k) and an IRA? How about the difference between a Traditional IRA and a Roth IRA? To eliminate the confusion, we’ll break down what makes each type of retirement account different.

Lawyers: Protect Your INCOME (Part 1 of 2)
As a lawyer, you spend your days (and nights) looking after the legal needs of your clients. That’s what makes you so successful. You are singularly focused on achieving the best results for them. You should protect your income with the same passion.

One Way to Protect Your Income (Part 2 of 2)
Your Law Firm has a group long-term disability program. Excellent news. However, the reality is that a significant portion of your income may still be at risk.