Twelve points Blog

Student Loan Debt Affects Relationships. Financial Planning Can Help.
A recent CNBC article reveals just how concerned couples are about their student loan debt. The article 1 in 8 Divorces Is Caused by Student Loans is stunning and points out how these debts need to be talked about more seriously and more often.

Keep Your Family Safe with These Essential Legal Documents
This month, we look at the legal documents to keep you and your family safe and sound. We’ll dive into estate planning topics such as living trusts, wills, the variations on power of attorney (durable, nondurable, special, limited, springing, and medical), advanced medical directives, and protection plans for children.

Why the Stock Market Is Not the Economy
When the economy is roaring, we take it as a given that the stock market must be rallying too. Low unemployment, high GDP numbers, and robust wage growth all bode well for a soaring stock market.

Planning for College: Savings and Financial Aid Tips
We pull back the veil of higher education savings to help you prepare for your child’s education path. We discuss higher education plans like 529 plans and Coverdell ESA, as well as financial aid programs such as FAFSA, MEFA, and federal/private loans.

Dangerous Curve Ahead: What the Yield Curve Foretells
If you’ve ever flipped on the TV and landed on Bloomberg television or CNBC you might hear them reference the yield curve when talking about the future prospects of the economy.

Why Does The “Strong Dollar” Matter?
From commodities like gold and oil, to emerging market debt and equities, you will hear the price movement of almost everything tied to the price of the U.S. dollar.