Twelve points Blog

Paying Down Debt vs. Investing

People are often faced with the difficult choice of how they should use their money, whether it be choosing between investing, paying down debt early, or deciding which debt to pay down first.

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Implementing Illiquid Investments

Because we have not found traditional stock and bond asset classes attractive for over two years, we have been overweight diversifying alternatives.  We have further covered the pros of alternatives and the cons of traditional asset classes in our quarterly publication – Twelve Points Perspectives.

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Millennials: Why Now is the Time to Invest

Before we start, there is something you should know: I, too, am a millennial, which means that I am in your shoes, At the beginning of my career, I struggled with balancing everyday expenses, student loans and saving for retirement.

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