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This June marked the fourth anniversary of Twelve Points’ founding. Over the years, we’ve helped countless families and individuals better understand and plan towards their financial goals, whether they be paying for college, buying a second home, or retiring early. Along the way,
The market has been shrugging off the escalation of the trade war until June 25, 2018, when the S&P 500 ended the day down 1.37% and the Nasdaq ended down 2.09%. Over the past several months,
Equity and debt markets had a wild swing after the election of new government leaders in Italy, while there was little to no reaction over Spain’s similar vote. The reason for this discrepancy is that across most of Spain’s popular parties, there has been no sentiment to abandon the Euro
Throughout college, every student has a different level of financial independence. Whether you are supported by family, a part-time job, student loans, or any combination of the three, after graduation and becoming a young professional, the safety net tends to disappear.
Intuitively, when a company beats earnings expectations, the share price should go up. Under performing expectations should see prices go down. And meeting expectations should keep prices relatively unchanged.
In this webinar we tackle the finance topics posing road blocks specifically to young professionals including debt, saving and house buying. We’ll look at debt from student loans, auto loans, and mortgages; savings plans with 401(k), Roth/traditional IRA, compound interest, and budgeting; and renting vs. purchasing property.
Technology has allowed individuals to easily keep track of their finances down to the last penny, but you don’t have to track down every dollar to make a simple and helpful budget. Whether it is in a notebook, a spreadsheet or using an app
The wealth management industry has become plagued by cookie cutter portfolios with a standard mix of 60% stocks and 40% bonds; the goal being to perform no better or worse than the guy next to you.
