Twelve points Blog

How to be Second Home Savvy: An Introduction

Few assets can bring a family together like a second home.  Whether it is beachfront property on Cape Cod or a house on Lake Winnipesaukee, the second home is a source of tremendous joy for many families.  Imagine all of the time spent at the beach, skiing or simply sitting

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Who Should Have a Financial Plan?

I was meeting with an attorney friend of mine the other day, when she asked me a simple, but profound, question: “Who should have a financial plan?” Although my answer (“Anyone with a heartbeat.”) certainly sounded brash, her question got me thinking 

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Is Your Advisor Talking with You…Or Avoiding You?

Good relationships are built on trust and communication. While this rings true for how you interact with your significant other, it also applies to your relationship with your financial advisor. The recent volatility in the market put relationships between advisors and their clients to the test

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Finance Lessons for Your Teen

The current economic environment has caused many people to reconsider their personal finances and drastically change their spending and savings habits. Out of this economic malaise may come an opportunity to finally instill good habits in your teens that can carry them

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