Twelve points Blog

Things to Know When Buying or Selling a Home

Buying and selling real estate is one of the most confusing and multi-pronged undertakings you’ll ever be involved with. Twelve Points breaks down the process for you with easy-to-understand discussions, including topics of credit scores, affordability,

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12 Tips to Traverse the 2017 to 2018 Tax Transition

Since the passing of the Tax Cuts & Jobs Act, there have been a number of comprehensive articles summarizing the year over year changes. While these pieces are informative, they often lack clear calls to action – specific planning tips that should be considered under the new

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Strategies to Minimize Your Tax Contribution

Learn strategies to minimize your contribution to the government as we explore the topics of paycheck savings, FSAs vs. HSAs, job changes, charitable donations, child-care reimbursement, avoiding the marriage tax in a given year, and renting vacation homes vs. owning them.

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How Rising Interest Rates Affect You

When you hear about the Federal Reserve it may be hard to imagine that their actions have a direct affect on you. The truth of the matter is that their policies, including those related to interest rates, are felt all the way down to the consumer level, for better or for worse.

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3 Tax Tips to Save Your Spring

Filing taxes can be an intimidating process and in the stress of it all, sometimes we can forget to do the obvious or skip over the basics, making it even harder on ourselves. If you file your own taxes the following three simple tips can save you time, headaches and even money in the long run.

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Getting Your (Personal Document) House in Order

While financial planning and investing services are the most prominent aspects of wealth management it’s important to note the smaller steps on the path to financial success. It is essential clients have their personal documents in order before financial planning occurs.

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